Bankruptcy Filing Databases Plus How To Search With Them
There are a number of bankruptcy databases available. However the most important is the Pacer bankruptcy database which is the one that is used by the federal courts. Access to this database can be made via the Internet after paying a fee. Attorneys use this database every day in order to file client's bankruptcies.
It is also important because when there is greater number of filings, courts allows attorneys to use online means for filing for bankruptcy on behalf of their clients.
The Pacer database cannot be accessed by the general public. Anyone seeking to access information held within it must first go through their attorney.
There are however, many companies that have their own bankruptcy databases which help consumers who need to file for bankruptcy and who need to use such bankruptcy databases to find information related to business etc.
Using different search queries with bankruptcy databases
When using bankruptcy databases you will find that you have a number of search options available to you, the first will probably be by location including state, city and zip code.
In addition, you may want to locate information according to date such as filing dates, discharge date, dismissal date and even date of first meeting of which a 341 meeting is a good example.
Then of course you may want to try a search by the type of bankruptcy filed. So you can easily search for bankruptcies that were filed under chapter-, 11 and or 7. In addition you may want to even try a combination.
Just as a side note here, remember that Chapter 11 is only for businesses while chapter- is only really for individuals and that also chapter 7 is mostly for businesses as well.
What's more, the bankruptcy database also can hold all the relevant information regarding amounts related to assets and liabilities though not every bankruptcy database will hold such information.
You can also expect to find house addresses, apartment numbers, PO boxes etc. You should also be able to filter through this information.
Thus, as you can see, each different bankruptcy database has a lot of information that it contains and which can be accessed entirely or according to specific needs and it will prove to be very helpful under different situations.
It is also important because when there is greater number of filings, courts allows attorneys to use online means for filing for bankruptcy on behalf of their clients.
The Pacer database cannot be accessed by the general public. Anyone seeking to access information held within it must first go through their attorney.
There are however, many companies that have their own bankruptcy databases which help consumers who need to file for bankruptcy and who need to use such bankruptcy databases to find information related to business etc.
Using different search queries with bankruptcy databases
When using bankruptcy databases you will find that you have a number of search options available to you, the first will probably be by location including state, city and zip code.
In addition, you may want to locate information according to date such as filing dates, discharge date, dismissal date and even date of first meeting of which a 341 meeting is a good example.
Then of course you may want to try a search by the type of bankruptcy filed. So you can easily search for bankruptcies that were filed under chapter-, 11 and or 7. In addition you may want to even try a combination.
Just as a side note here, remember that Chapter 11 is only for businesses while chapter- is only really for individuals and that also chapter 7 is mostly for businesses as well.
What's more, the bankruptcy database also can hold all the relevant information regarding amounts related to assets and liabilities though not every bankruptcy database will hold such information.
You can also expect to find house addresses, apartment numbers, PO boxes etc. You should also be able to filter through this information.
Thus, as you can see, each different bankruptcy database has a lot of information that it contains and which can be accessed entirely or according to specific needs and it will prove to be very helpful under different situations.
By Dimas Prast
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